Visiting a dentist regularly is often viewed as a luxury, but it’s actually a necessity. Unfortunately, dental care can be expensive; however, there’s a solution to keep your oral health needs affordable. Dental insurance gives you access to reduced rates for the services you need to keep your teeth and gums healthy. Not only will you keep tooth loss at bay, but you’ll also improve your overall health and save money down the road. Here’s why dental insurance is worth every penny.
Oral and Overall Wellness Are Connected
Your oral and overall wellness are linked. Your mouth is the gateway to your body. Various dental issues can increase your risk of health problems. For example, gum disease is connected to an increased risk of Alzheimer’s disease, heart disease, and diabetic complications. Not to mention, various health issues can affect your pearly whites. Your dental insurance will allow you to invest in a healthy mouth and body for minimal expenses.
Reduce Future Dental Expenses
Brushing and flossing are effective, but they aren’t enough to stop common oral health issues, like cavities and gum disease. The American Dental Association recommends a cleaning and checkup every 6 months. You can visit your dentist twice a year for a co-payment. Most dental plans cover 80% to 100% of the expenses for preventative dental care, including cleanings, checkups, X-rays, and other diagnostic services. Research has shown that $1 of preventative dental care can save up to $50 on emergency and restorative fees. You’ll achieve optimal oral health and save money.
Treat Dental Problems Early
If your dentist finds anything concerning, you don’t have to worry about a large bill. Your financial situation won’t stand in the way of getting the care you need. After meeting your annual deductible, your dental insurance may pay 50% to 80% of the expenses of medically necessary procedures, like fillings, root canals, and tooth extractions. You have an annual allowance to use toward the cost of restorative procedures, so you’ll pay less out-of-pocket.
Emergency Coverage When You Need It
No one ever expects a dental emergency to happen to them. However, 1 in 6 Americans will experience a dental emergency this year. Many dental plans offer emergency coverage for the consultation. You can use your benefits toward the cost of necessary treatments to rehabilitate your smile without spending your life’s savings.
Maximize Your Dental Insurance Benefits
Dental insurance makes access to affordable dentistry easier. Your dentist will work on your behalf with your insurance company to maximize your coverage to lower the amount you will pay.
About Dr. Melissa Bailey
Dr. Bailey earned her dental degree at UCLA and has regularly continued her training to provide the most up-to-date services, including orthodontics and dentofacial orthopedics. She works with many dental insurance plans to keep dentistry affordable for everyone. Request an appointment through her website or call her office at (925) 430-7710.